In today’s marketplace, property investment is a stable investment. A property can give better returns compared to other types of investments. Besides, investment property is the asset class of choice for most Australians. It offers investors the opportunity to borrow up to 95% of the value of the property. This makes an investment in property more attractive then shares, where investors usually can only borrow up to 60% of the value of the shares. Despite periods of flat prices, properties have always shown long-term value appreciation.

The equity in your property can be used as a deposit in an investment property. The equity is the difference between the amount owned on the property and the assessed market value.

It depends on your goals but technically, the simplest answer would be residential property. Investing in residential properties is probably the smartest and most secure. Why? Because you are already familiar with such kinds of real estate since you have a home. It would also be easier to manage.

Most first-time investors think yes. However, there are banks that would permit you to utilise your own home’s equity to secure the total cost of the property you are purchasing.